Most buyers don't know that new construction homes in Central Ohio right now come with builder rates as low as 3.99% — while resale homes are sitting at 6.5% or higher. That difference could save you over $400 every single month.

I'm Daphne Hanrahan-Bruce, new construction specialist at e-Merge Real Estate. I have 35+ years in real estate, built 4 homes myself, and spent 6 months working directly inside a builder's operation. I know this process inside and out — and I put everything you need to know into this free toolkit.